State stimulus checks may be a thing of the past, but millions of Americans are expected to receive funding from their state.
- State legislators are creatively targeting groups to help.
- The majority of government stimulus funds have income caps.
- In most states, it’s not too late to file a 2021 tax return.
The economy is currently mixed. On the one hand, unemployment is at a record low. On the other hand, the Federal Reserve is working hard to contain pandemic-related inflation. In this atmosphere of controlled chaos is a Congress that can rarely agree on anything other than ensuring the “other side” is tied down and unable to make any progress.
In short, it’s clear that unless something big happens, government stimulus checks are a thing of the past.
That doesn’t mean stimulus checks are gone altogether. If you live in one of the following states, you may be eligible for a fourth review. The state legislature for each state listed here has been charged with making three major decisions:
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- How do we want to spend the surplus money that we are sitting on thanks to federal funds?
- Are we willing to share part of the surplus with the residents?
- How will we use the funds in a targeted manner? Which residents are eligible for another direct deposit into their bank account or check in the mail?
Each legislature has developed its own plan for distributing incentives. Here’s what they came up with.
Checks in Grand Canyon State go to people who are re-entering the workforce and returning to work after admittedly tough years. To be eligible for $2,000, a person must have gotten a job after emerging from state unemployment. They must also hold this new job for at least eight weeks. A win-win situation for many.
If California were a country, it would have the fifth largest economy in the world with a GDP greater than that of the UK and India. And in a very Californian move, the state legislature wants to share a large chunk of its excess funds with state residents. First, there was Golden State Stimulus 1, a program that mailed eligible residents either a $600 or $1,200 check. Now the state is engaged in Golden State Stimulus II, giving eligible households another stimulus payment ranging from $500 to $1,100.
Additionally, California sent extra money to families with children ages 6 and younger through the Young Child Tax Credit.
Colorado lawmakers also focused on unemployed Coloradans by sending $375 to those who received at least one unemployment check between March 15, 2020 and October 24, 2020.
Eligible Hawaiians who received their 2021 tax refund in the mail or filed it after July 31 are still eligible for a $300 tax refund that year. Individuals earning up to $100,000 and couples earning up to $200,000 are eligible for the entire $300. Those who earned more will receive a one-time payout of $100.
$50 income and property tax refunds are currently on the way for people who made less than $200,000 in 2021. Couples who applied together with incomes under $400,000 can expect a check for $100. In addition, eligible applicants with dependents will be charged $100 per dependent, up to three dependents.
Regardless of income, single Indiana residents are eligible for a $325 rebate and married couples applying together are eligible for a $650 payment. While the first checks were written in May, residents who receive a paper check and those who have not provided the IRS with banking information can expect theirs by Nov. 1. If a check has not arrived by then, the state recommends contacting the Indiana Department of Revenue.
Disaster relief payments of $285 were earmarked for those who remained in the workforce during the pandemic. In addition, the state sent $850 in relief checks to 858,000 residents in hopes that the extra money would help offset the effects of inflation on people’s everyday lives.
While payments began in June, those who didn’t receive one have until October 31, 2022 to file their Maine income tax returns. If eligible, a check is on the way.
To be eligible, the taxpayer must have a federally adjusted gross income (FAGI) of less than:
- $100,000 if single or married filing separately
- $150,000 if registered as head of household
- $200,000 for couples who apply together
Marylanders who claimed an earned income tax credit on their 2019 tax return are eligible for $300 to $500 in stimulus checks.
The New Mexico legislature wanted to help state residents who did not qualify for state incentives. For this, the state sent one-off payments of $750.
Although this is a rough estimate, Massachusetts taxpayers are entitled to a refund of about 13% of their 2021 state income tax liability. Residents who owe child support or have an unpaid tax debt can have their refund offset against the amount owed.
New Jersey homeowners earning up to $150,000 are entitled to a $1,500 property tax credit. Those earning between $150,000 and $250,000 can expect $1,000. Also, renters earning up to $150,000 annually are due a $450 check.
However, New Jerseys will still have to be patient. Checks may not arrive until May 2023.
There is an extended deadline of December 31, 2022 to apply for the property tax/rent refund program. This program is designed to help older homeowners, renters, and people with disabilities receive a $650 rebate. Some homeowners receive an additional discount that increases their total discount to $975.
Beginning in late November or December, South Carolina taxpayers will receive tax refund checks for up to $800. Any resident who has paid taxes is entitled to a refund. The exact amount sent depends on your tax liability and is up to $800.
Sometime this month, single Virginians should start receiving a one-time $250 tax refund. Couples applying together can expect $500.
Like the economy, government stimulus checks have a number of moving parts. Some checks may have already arrived, others not until next year. Whether you’re spending the money on essentials or putting it in an emergency fund, the fact that states are willing to help is encouraging.
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