Financial experts has tips to meet new year financial resolution

40. JUNE. THAT’S GOOD. THANK YOU, CAITLIN. MANY OF YOU MAY HAVE DONE YOUR NEW YEAR’S DAY TO MAKE MORE MONEY. IT IS SO EASY BUT MANY PEOPLE DON’T FOLLOW THIS GOAL. BAD CITIZENS SAY THAT IT STARTS WITH THE MIND THAT THE PRESSURE IS YOURS. I ALREADY KNOW WHAT THE MONEY SHOULD BE DOING. IT’S THE START OF THE NEW YEAR, AND PLANNING THAT ANNUAL BUDGET MAY BE TOO MUCH. FINANCIAL PSYCHOLOGY AND CREIGHTON PROFESSOR DR. BRAD KLEIN SAYS THE FIRST THREE FINANCIAL GOALS SHOULD BE ACCOMPLISHED, THEN THESE GOALS ARE LOST. THIS IS A VERY POWERFUL PSYCHOLOGICAL PACT. DON’T JUST THINK, OH, I NEED AN ACCOUNT. WHAT IS THIS FOR? DO IT WITH YOUR WRITING. HE SAID IT WAS GOOD TO AUTOMATICALLY THESE FIRST THINGS AND DO IT FROM THE MIND AND THAT. GET an automatic move from your checking account to that savings account or from your paycheck to your 41k. Put it into action. MICAH JOHNSON IS THE CEO OF BUDGET TO SUCCESS IS LIFESTYLE. LET’S BE HONEST, HE SAYS IF YOU WANT YOUR BUDGET OR STRATEGY TO WORK, IT MUST BE MEDITATED. SO IT IS VERY IMPORTANT FOR YOU TO UNDERSTAND THAT THEY DO NOT HAVE A PLAN BUT THEY ALSO LEAD, WHO WANTS TO PAY YOURSELF FIRST. DO YOUR BUDGET. SO WHEN YOU WRITE. KNOW THE REAL NUMBERS OF YOUR INCOME, DEBT AND EXPENDITURE. PRACTICAL STEPS YOU CAN TAKE EVERY DAY. IF it takes 3 to 5 minutes, check your bank statement. YOU HAVE AN ONLINE ACCOUNT, MOBILE BANKING, BUT STAY WITH AUTHORIZATION THROUGH YOUR APP, YOUR ACCOUNT ALSO. OTHER TIPS INCLUDE AVOIDING LUMP SUM PAYMENTS, PAYING A SMALL AMOUNT INTO O1K, THEN GROWING UP OVER TIME AND MAKING A PROCEDURE TO KNOW YOUR FINANCIAL SAVINGS. PERSONAL DEVELOPMENT IS ALWAYS PROGRESSIVE AND I THINK IT’S GOOD

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Our financial experts give you budgeting advice and meet your New Year’s financial resolutions.

It’s the start of a new year, and setting that annual budget can be overwhelming. Financial psychologist and Creighton professor Brad Klontz says the first thing you should do is identify your top three financial goals. Don’t just think, ‘Oh, I need a savings account.’ What is this thing to me? Make it aligned with your values,” Klontz said. He says it’s better to automate these payments and keep them out of your sight. Put them in place,” said Klontz. Nicka Johnson is the CEO of the Budget to Success. He said that if you want your budget or savings plan to be successful, you have to be serious about it. pay yourself first,” Johnson said. One thing he recommends is the implementation of a budget, saying when you write your budget, know the real numbers for income, debt and expenses. , if it takes three to five minutes, check your bank account. You have text notifications, online banking, mobile banking but also consider who authorizes through your account,” Johnson said. Klontz and Johnson recommend using apps to help you budget, but only when it comes to these four popular salaries. -practice options, they say to avoid. Some of the other tips include avoiding lump sum investments, contributing smaller amounts to your 401k, then increasing it over time and withdrawing Cultivate savings to really challenge yourself to reach your financial goals. “Personal finance is really boring, and I think it needs to be exciting,” Klontz said.

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It’s the start of a new year, and setting that annual budget can be overwhelming. Financial psychologist and Creighton professor Brad Klontz says the first thing you should do is identify your top three financial goals.

“Visualize those goals, it’s a very powerful mental strategy. Don’t just think, ‘Oh, I need a savings account.’ What is this thing to me? Make it aligned with your values,” Klontz said.

He said it would be better to automate these payments so that they are invisible and invisible.

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“Get an automatic move from your checking account to that savings account or from your paycheck to your 401K. Set it up,” Klontz said.

Nicka Johnson is the CEO of Budget to Success. He said that if you want your budget or savings plan to be successful, you have to be serious about it.

“It’s really important to make sure you’re not only budgeting, but also saving money, by which I mean you’re paying yourself first,” Johnson said.

One thing he recommends is to implement a budget, saying that when you write the budget, know the actual numbers for income, debt and expenses.

“The practical steps, what you can do is every day, if three to five minutes, check your bank account. You have text notifications, online banking, mobile banking but also consider that authorizes your account,” Johnson said.

Klontz and Johnson recommend using apps to help you budget, but when it comes to these four popular payment apps, they say to stay away.

Other tips include avoiding big investments, putting less money into your 401k, then building it up over time and relaxing yourself into saving to meet your financial goals. -money.

“Personal finance is really boring, and I think it needs to be exciting,” Klontz said.

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